International Gold 80 HMO
The International Gold 80 HMO is a comprehensive health maintenance organization (HMO) plan designed to provide affordable and accessible healthcare to international travelers and expatriates. With a global network of healthcare providers and comprehensive coverage, this plan offers peace of mind and financial protection while living or traveling abroad.
Key Features:
* Global Coverage: Access to quality healthcare in over 180 countries and territories around the world.
* Wide Provider Network: Over 20,000 hospitals, clinics, and healthcare facilities within the network.
* 80% Coinsurance: Members are responsible for 20% of covered medical expenses.
* No Deductibles or Copayments: No out-of-pocket expenses for most covered services, except for prescription medications.
* Pre-existing Conditions: Covered up to policy limits, subject to underwriting guidelines.
* Emergency Assistance: 24/7 access to medical advice, emergency transportation, and other support services.
* Preventive Care: Annual check-ups, screenings, and vaccinations covered.
* Vision and Dental: Optional coverage for vision and dental care available.
Eligibility:
The International Gold 80 HMO plan is available to individuals and families who:
* Are under the age of 65 years old.
* Are not residents of the United States.
* Are not eligible for other health insurance plans or government programs.
Benefits:
* Comprehensive coverage for inpatient and outpatient care, including:
* Hospitalization
* Medical consultations
* Surgeries
* Emergency care
* Maternity care
* Prescription medication coverage
* Preventive care services
* Emergency assistance and support
Premiums and Enrollment:
Premiums for the International Gold 80 HMO plan vary based on the individual’s age, location, and coverage options. Enrollment is typically done through an insurance broker or agent who specializes in international health insurance.
Conclusion:
The International Gold 80 HMO is an essential health insurance plan for individuals and families living or traveling abroad. With its comprehensive coverage, global network of providers, and affordable premiums, this plan provides peace of mind and financial protection against unexpected medical expenses.
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