International Gold 80 HMO
International Gold 80 HMO is a comprehensive health insurance plan offered by UnitedHealthcare. This plan is designed for individuals who travel frequently and may require medical care abroad. It provides coverage for a wide range of health services, including:
* Hospitalization and medical expenses
* Emergency medical transportation
* Prescription drugs
* Dental and vision care
* Mental health services
* Pediatric care
* Preventive care
Key Features:
* Global Coverage: The plan provides coverage in over 200 countries and territories worldwide.
* Emergency Assistance: Members have access to 24/7 emergency assistance services, including translation and medical evacuation.
* Deductible: The plan has a low annual deductible of $250 for individuals and $500 for families.
* Coinsurance: After the deductible is met, members pay a coinsurance percentage of 20% for covered services.
* Out-of-Pocket Maximum: The plan has a combined out-of-pocket maximum of $10,000 per year for individuals and $20,000 per year for families.
Benefits:
* Peace of Mind: Members can travel abroad with confidence knowing that they have access to quality healthcare if needed.
* Lower Out-of-Pocket Costs: The low deductible and coinsurance rates help reduce members’ financial burden for medical expenses.
* Comprehensive Coverage: The plan provides a wide range of health services, ensuring members have access to the care they need.
* Access to Specialists: Members have access to a network of experienced doctors and hospitals around the world.
* Ease of Use: The plan features a convenient digital health portal and mobile app for members to manage their care and access information.
Eligibility:
The International Gold 80 HMO plan is available to individuals and families who are eligible for global health insurance. Members must be U.S. citizens or permanent residents who are planning to travel abroad for extended periods of time.
Cost:
The cost of the International Gold 80 HMO plan varies depending on age, region, and other factors. Members can contact UnitedHealthcare for a personalized quote.
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